We help you prioritise how your cash flow is used. This includes assessing whether focusing on reducing higher-interest debt or building savings should be your priority. We review all debts to see how your money can work more effectively for you.
Savings
Savings should be exciting, not stressful. We can help you replace uncertainty with a structured plan for managing your money and reaching your savings goals.
Help for building sustainable habits
Financial review
We review your budget to provide clarity around spending patterns and opportunities for adjustment.
Designing a tailored plan
We develop a plan to support your objectives while fitting within your lifestyle.
Structured banking
We help set up banking structures aimed at directing money toward your goals.
How we work with you
Savings should be part of a broader plan. We aim to align your savings strategy with your overall financial position to support better long-term outcomes.
Manage savings while you have debt
Create an emergency buffer
An important part of financial security is having accessible savings set aside. We help you establish an emergency fund that is readily available and appropriately sized (often three to six months of expenses, depending on your circumstances). This step is designed to help prevent unexpected events from derailing your long-term goals.
Align your savings and investments
Once short-term savings goals are met, we provide guidance on transitioning towards longer-term wealth building. This may include advice on moving funds from low-interest savings into suitable investment options, such as KiwiSaver or managed funds, based on your goals and circumstances.
Try our savings calculator
Saving for a big goal? Use our calculator to find out how much your savings could be worth in the future. It only takes a couple of seconds.
Hear what our clients are saying
We recently had FoxPlan’s help to secure our mortgage. The team were really helpful, knowledgeable and got us some competitive rates. Most importantly the team was really responsive and kept us really well informed. We felt like we were in safe hands. Highly recommend FoxPlan to anyone who’s wanting to take some of the stress out of buying a home.
— Sohini Morrison
Excellent service. I've had several financial advisors and FoxPlan are the only ones to engage in planning with me. We've set proper goals and measurements. Rather than taking my money and tossing me a cookie cutter plan. Can't recommend FoxPlan enough.
— Excelsior
We are so grateful to Stephan for sharing his passion of helping others to realise their life goals. We really appreciate his skill, patience and humour while providing invaluable guidance and clarity in regard to our finances, investments, insurance. We would have been lost without him. Highly recommended.
— Markus Giess
We received fantastic service from Foxplan, they have very efficient and smart team, they took care of the end to end process of arranging finance for our new home in the best possible rates in the market followed by a very efficient repayment plan that suites our goal. They also helped us with other products like insurance, kiwisaver etc and made sure that we were getting maximum benefit for our investments.
— Tarun Acharya
I am a first home buyer, I had no clue of the process of buying a house in Wellington and what it involves, Divya explained everything and worked so hard in finding me an affordable mortgage. I am extremely grateful to her. Divya provided updates on the progression of my mortgage application. I would highly recommend her, specially because of her responsiveness!
— Vishu Pise
Stephan and his team were extremely helpful and professional. They were able to help me find a mortgage structure that suits my needs, and were very effective in communicating the home buying process. Highly recommended, especially for first home buyers who may need a bit of extra guidance.
— Alastair Foster
Foxplan has been so helpful since I was first introduced firstly to Warwick & Heidi & more recently Stephan & Mark. Each one has explained financial dogma so that I can understand what is happening. I’ve had a peace of mind knowing they are knowledgeable & working hard on my behalf.
— Janice Hopkins
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