Savings
Savings should be exciting, not stressful. We can help you replace guessing with a clear, positive plan for managing your money and reaching your savings goals.
How we work with you
Financial review
Designing a tailored plan
Structured banking
Try our savings calculator
Savings should be part of a broader plan. We align your savings strategy with your overall financial position to support better long-term outcomes.
Manage savings while you have debt
We help you prioritise how your cash flow is used. This includes assessing whether focusing on reducing higher-interest debt or building savings should be your priority. We review all debts to help ensure your money is working as effectively as possible.
Create an emergency buffer
An important part of financial security is having accessible savings set aside. We help you establish an emergency fund that is readily available and appropriately sized (typically three to six months of expenses). This step ensures that unexpected events won't derail your long-term savings and investment goals.
Align your savings and investments
Once short-term savings goals are met, we provide guidance on transitioning towards longer-term wealth building. This may include advice on moving funds from low-interest savings into suitable investment options, such as KiwiSaver or managed funds, based on your goals and circumstances.
Try our savings calculator
Saving for a big goal? Use our calculator to find out how much your savings could be worth in the future. It only takes a couple of seconds.