Property investment lending

Buying property is a great way to invest in your future. Property investing laws change often, so it's a good idea to talk to an Adviser before you make your first, or next investment property purchase.

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Property investment lending

Lending support for property investors

Equity & deposits

Support to help you understand how much you can borrow and how equity can be used toward a deposit.

Loan structures

Guidance on loan structures, such as interest-only or offset, and how these work in an investment context.

Interest only loans

Help for understanding interest only lending and how this may affect cash flow in the short term.

Taxes & ownership structure

Advice around ownership and trust considerations, and how these can interact with your tax and investments objectives.

Lending support for property investors

We work with you throughout your investment property journey to help you understand your options and prepare for the buying process.

Reviewing your finances before you buy

If you are investing in property for the first time, we can work with you to review your financial position and understand how a purchase may affect your overall situation.

Working together early allows us to help you understand lender expectations and how your finances are assessed as part of the lending process.

Understanding lending structures

Different loan structures can affect cash flow and risk over time. Options may include interest-only, offset, revolving credit, or split loans.

We can help you understand how these structures work and which structure may be best for your circumstances.

Leveraging equity in your home

In some cases, equity in an existing property may be used as part of a deposit, which can involve refinancing or restructuring lending.

We can help you understand how equity may be accessed and engage with lenders as part of the process.

Reviewing your investment strategy

If buying an investment property forms part of a wider investment strategy, we can connect you with our financial planning, investment and insurance experts for a 360-degree approach to your finances.

WE WORK WITH ALL MAJOR BANKS

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