Refinancing & Refixing

Refinancing and refixing can be a great way to free up funds, consolidate debt or save money on your mortgage. Find out if refinancing is the right move for you by talking to one of our advisers. 

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Refinancing & Refixing

Help for refinancing your home

Interest rate review

If interest rates have changed, we can help you review your current rate and compare available options.

Changing repayment type

Reviewing repayment types, such as principal and interest or interest-only, can help you understand different cash flow implications.

Debt consolidation

Consolidating any existing debts into home lending, where appropriate, to simplify repayments.

Loan term changes

Reviewing loan terms, such as shortening or extending the loan period, to understand how this may affect repayments and the overall loan.

Help for refinancing your home

We work with you throughout the refinancing process, including refixing and restructuring. We’ll help you understand your options so that you can make informed decisions every step of the way.

Finding you a better rate

We can handle the heavy lifting of shopping around, comparing rates and offers from all major lenders. We can also approach your bank to make sure you’re getting the best deal around.

Reviewing your loan structure

Before refinancing, it’s important to consider more than just interest rates. Loan structure, flexibility, and features can all affect how your mortgage works over time.

We can review your existing lending and help you understand any alternative structures or features that may be available to you.

Ongoing mortgage review

Your mortgage should always evolve with your life goals, changes in salary, or additions to your family. If you’ve undergone a major life change (or are expecting one) we can work with you to maximise your mortgage and minimise disruption. 

If needed, we can connect you with our financial planning, investment and insurance experts for a 360-degree approach to your finances.

WE WORK WITH ALL MAJOR BANKS

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