We can work with you at any stage of the first home buyer process. Before they lend you money, banks need reassurance that you can comfortably repay your mortgage. 

Starting early allows us to help you understand what lenders expect and align your financial position accordingly.

We support you through the lending process, from pre-approval through to settlement. Our advisers help you compare lenders and loan structures so you can make informed decisions that are aligned with your circumstances and your goals. 

Securing a mortgage is only one step. Ongoing review and planning can help you understand repayment options and how your loan structure fits within your overall financial position.

This may include reviewing loan structures, considering refinancing when appropriate, or planning for occasional lump-sum repayments where suitable. 

Your mortgage forms part of a broader financial picture. While you will work with a mortgage adviser, we can also connect you with our financial planning, investment, and insurance specialists for a 360-degree approach to your finances.

Our advisers are familiar with the challenges that business owners and self-employed buyers may face when it comes to demonstrating income stability. 

We can help with preparing and presenting your financial information so leaders can clearly assess your income for consistency and serviceability.