Retirement Planning
No matter what you want your golden years to look like, you need a solid plan to get there. Stop worrying about retirement and start planning for a more comfortable tomorrow
Help for planning your retirement
Preparing for milestones
Setting clear goals
Reviewing and adjusting
Explore financial planning
We accompany you through the retirement journey, from your final years of work through to legacy planning.
Remove the guesswork from your retirement goals
We start by calculating the specific balance you need to achieve a comfortable retirement.
This process is based on your desired income and timeline. It provides you with a clear, measurable goal that will inform all your final saving and investment decisions.
Bring all your finances together
Retirement planning is where your mortgage, insurance, and Investments have to work together. Before you retire, we can ensure all these elements are structured to reduce debt and risk. This will ensure your accumulated wealth is protected and ready for conversion into income.
Transition from working to retiring
We manage the technical shift from savings to spending. We create a tax-efficient plan for drawing down funds from various sources, ensuring your income stream is predictable, consistent, and fully integrated with any NZ Superannuation you receive.
Get ongoing guidance after you retire
Your retirement plan doesn't end when you retire. We provide ongoing advice and regular portfolio reviews to manage market changes and keep pace with inflation, giving you lasting financial confidence to enjoy your golden years.
Legacy plan for the future
If leaving a financial legacy is important to you, your plan should support it. We integrate estate planning considerations, including guidance around Wills and Trusts, to help protect your wealth and pass assets on according to your wishes. We can also work with the next generation to help them make responsible financial decisions.
Explore financial planning
Retirement planning is just one part of the financial puzzle. With life stage planning, we make it easy to bring all parts of your financial life together in one place.