KiwiSaver

KiwiSaver can be complex, and it’s common to have questions. If you're unsure whether your current fund remains appropriate, we can help you understand the impact of fees, tax and fund structure on your long-term goals.

Market movements can be unsettling, particularly during periods of volatility. Our advisers provide tailored advice to ensure you stay on track for long-term growth and avoid making impulsive decisions based on sudden market shifts.

If you're just starting out with KiwiSaver, time is your greatest asset. Right now, the biggest risk to your KiwiSaver is being in the wrong fund. Our Advisers can assess your KiwiSaver to focus on long-term accumulation and maximising compounded returns.

If purchasing your first home is a key financial goal, timing is everything. We can review your timeline to ensure your savings are structured appropriately ahead of your purchase. 

When the time comes, we can also provide guidance on withdrawing funds for your deposit.

Many people contribute to KiwiSaver without a clear understanding of what they are working towards. We help you define your retirement goals, including the lifestyle you want and the income you may need. 

Using this information, we can estimate an appropriate KiwiSaver target to guide your saving strategy over time.

Reviewing your KiwiSaver regularly is one of the best ways to stay on track with your long-term goals. As retirement approaches, reviews allow adjustments to be considered so that you are maximising returns while lowering your risk over time. 

If it’s been a while since you have had your KiwiSaver reviewed, or if you’re not sure that you are on track, we’ll provide guidance to help reassess your position.